Cookie Policy
Last updated: 13 March 2026
1. What Are Cookies?
Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences, improve functionality, and provide analytics about how the site is used.
2. How We Use Cookies
We use cookies to:
- Keep you signed in to your account
- Remember your preferences and settings
- Understand how you use our website (analytics)
- Improve our services and user experience
- Ensure security and prevent fraud
3. Types of Cookies We Use
3.1 Essential Cookies
These cookies are necessary for the website to function and cannot be disabled.
| Cookie Name | Purpose | Duration |
|---|---|---|
| sb-auth-token | Authentication and session management | 7 days |
| cmr_flow_state | Preserve flow progress across page refreshes | Session |
| cookie_consent | Remember your cookie preferences | 1 year |
3.2 Analytics Cookies
These cookies help us understand how visitors use our website. We only use these with your consent.
| Service | Purpose | Duration |
|---|---|---|
| PostHog | Privacy-focused analytics with EU data hosting and no cross-site tracking | 1 year |
Note: We do NOT use Google Analytics, Facebook Pixel, or any third-party advertising trackers.
3.3 Functional Cookies
These cookies enhance functionality and personalization. We only use these with your consent.
| Cookie Name | Purpose | Duration |
|---|---|---|
| user_preferences | Remember dashboard settings and display preferences | 1 year |
4. Third-Party Cookies
We use the following trusted third-party services that may set cookies:
- Stripe: Payment processing (essential for checkout)
- Supabase: Authentication and database (essential for user accounts)
- PostHog: Privacy-focused analytics with EU hosting (requires consent)
These services have their own privacy policies governing their use of cookies.
5. Managing Your Cookie Preferences
5.1 Via Our Cookie Banner
When you first visit our website, you'll see a cookie consent banner. You can:
- Accept all cookies (essential + analytics + functional)
- Accept only essential cookies (required for the site to work)
- Customize your preferences (choose which types to allow)
You can change your preferences at any time by clicking the "Cookie Settings" link in the footer.
5.2 Via Your Browser
Most browsers allow you to control cookies through their settings. You can:
- Block all cookies
- Block third-party cookies
- Delete cookies when you close your browser
- View and delete individual cookies
Learn more about managing cookies in popular browsers:
Note: Blocking essential cookies will prevent you from using core features of our website, including signing in and managing your account.
6. Do Not Track
Some browsers include a "Do Not Track" (DNT) feature. We respect DNT signals and will not track users who have DNT enabled, except for essential cookies required for the website to function.
7. Changes to This Policy
We may update this Cookie Policy from time to time to reflect changes in our practices or for legal reasons. We will notify you of material changes via our website.
8. Contact Us
For questions about our use of cookies, contact us at:
Email: privacy@challengemyrates.co.uk
Summary
Essential cookies: Always active (authentication, security)
Analytics cookies: Optional (understand usage, improve service)
Marketing cookies: We don't use these
Your choice: Manage preferences anytime via the cookie banner or your browser settings